House Calls


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This is what I am seeing

As a Buyer, I know that this Seller’s Market can be extremely frustrating. I don’t know if you see it, though I have seen the market slow ever so slightly. It could be the summer months or the past holiday. However, I am sensing less of the panic that we saw months ago. Buyers are starting to be more strategic in their offerings.

No doubt we are seeing some sellers being greedy – overpricing in an already overpriced market.  Some are not pulling the property together as they would have done a year ago.

I have to tell you that properties may be snagged up within hours of listing, though deals are not getting to the closing table. They are falling through for various reasons – Buyer’s remorse. Lackluster inspections. Low appraisals. Buyers are walking away for a good reason – they are paying top dollar, paying over list price, and expecting more.

Hang in there and remember that I am a phone call away at (317) 625-0655.

Get Pre-qualified For A Conventional Loan

Last week, the TOP BUYER TIP in today’s seller’s market was to get pre-qualified (unless, of course, you are paying cash for your next home.) So, what does pre-qualified actually mean, and how do you get started?

Getting pre-qualified for a mortgage loan requires that you select a mortgage lender (Don’t know who – I have a few that I worked with for years and come highly recommended) to work with and obtain your loan. Visit our website for our preferred partners

Really, mortgage pre-qualification is a promise from the lender that you’re qualified to borrow up to a certain amount of money at a specific interest rate, subject to a property appraisal and other documentation. And in most cases, it’s FREE. Yes, I said FREE.

In today’s housing market, without one, you don’t stand a chance. Sellers are receiving multiple offers on their homes within hours of putting them on the market. Having a pre-qualification letter in hand proves to the seller that you are serious about moving forward and provides you with bargaining power.

If you need some help talking through this financial piece, give me a call at 317-625-0655. I am here!

7 BUYER TIPS IN A SELLER’S MARKET

    • Get Prequalified For A Conventional Loan
    • Have CASH To Work With
    • Wording On The Offer Matters – It Needs To Protect You
    • Know When To Pursue An Inspection And When To Forgo It
    • Contingencies Will Not Work In This Market
    • Be Flexibility On The Close Date
    • And Above All – Have The Mindset To Be Successful

This is a tough market. Inventory is limited, and everything that needs to align to make it to the finish line is moving fast, really fast. Please be assured that it is possible. To ensure that you are set up for success, you need to have a trusted and experienced partner by your side. Let’s start talking!