Planning to Buy a Home? These White Lies Can Jeopardize Your Chances


Have you heard the saying, “honesty is the best policy?” That’s generally true in life—but it’s especially true when it comes to real estate.

If you’re buying a home, lying to your lender—even a “harmless” white lie—could jeopardize the whole deal. And while you should refrain from telling any lies, there are certain ones that are almost certain to cause issues with your real estate purchase.

So what, exactly, are those lies? A recent article from outlined the white lies that could destroy your chances of successfully buying a home, including:

  • Saying you’re going to live in the home, when you’re actually planning to rent it out. If you’re planning to buy a house as a rental property (whether for a short-term or long-term rental), you need to disclose it. If you don’t, it could be considered mortgage fraud—which can result in a felony charge.
  • Not being honest about where your down payment money is coming from. It’s certainly not uncommon for buyers to get financial help when they’re buying a home. But if someone (for example, a parent) has gifted and/or loaned you money to cover your down payment, you need to let your lender know. Generally, it won’t be a problem—but if you lie about where the money came from, that could end up being a problem.
  • Leaving out debts. When you apply for a mortgage, you need to disclose every single debt, no matter how big or small. Your lender will discover the debt during the underwriting process—and if they find out you knowingly lied, it could cost you your mortgage.

Have questions on Financing…Check out our Financing Section. And if you want to talk to a real person, give me a call at (317) 625-0655!


Did You Know That Seller Concessions Help Both The Buyer and The Seller

Boy, is that ❄️snow coming down. I hope you are enjoying it from the inside of your home. I have had a few questions from clients on how Seller Concessions work, so I wanted to share some details on how it can benefit both the Seller and the Buyer, esp in times like this.

What Are Seller Concessions

Seller concessions are closing costs that the Seller has agreed to pay

Benefits for the Buyer

  • Help make buying the home more affordable
  • Reduce closing costs /cash needed

 Benefits for the Seller

  • Help make your home more accessible to buyers with varying budgets
  • Expedite the home sale process

Want to hear more? Drop me a line (or text) at (317) 625-0655, and I will connect you with one of our trusted financing partners. Or head to our website. Knowledge is key!

Upgrade Your Bathroom This Fall with These Design Trends or Not?

Fall is upon us and, for many homeowners, the new season means a new opportunity to renovate, refresh, and redesign their homes.

And that includes bathrooms.

But when it comes to bathroom design, what’s trending this season?

recent article from outlined some of this season’s biggest bathroom design trends to help you revamp and refresh your space, including:

  • Add a gallery wall. Gallery walls are a design staple in living rooms and entryways. But creating a gallery wall in your bathroom is unexpected—and can lend charm and character to the space. (And on a shoestring budget!)
  • Wall mount the faucet. Want to add visual interest and functionality to your sink area? Consider mounting your faucet on the wall. Not only will a wall-mounted faucet make your bathroom look on-trend, but it can also create more surface space on your vanity.
  • Striped shower tiles. If you’re considering a more extensive bathroom remodel, one trend you’ll want to consider? Going bold with your shower tiles. Embracing bold colors and patterns is extremely on-trend this year, with striped shower tiles being particularly trendy.

Read the full article

OR it may be time to find a house that better fits your needs today.

Call me at (317) 625-0655, and I can help weigh the pros/cons.