There are LOTS of very good reasons why someone wanting to buy a house should get pre-qualified. Let's talk---

1. Unless you're paying all cash or buying on contract, this step is a must do prerequisite to buying
2. And even if you're going the contract route, it will improve your negotiating power.
3. Most importantly, a pre-qualification letter is required before most offers will be accepted.
4. It really doesn't expire (although after a couple of months, it may need updating).
5. There's rarely a cost to do it.
6. There's no penalty to your credit score.
7. It let's you shop with confidence, knowing how much house you can buy and what your actual payments will be.

Bob worked in the mortgage industry for 17 years and still has strong contacts. We recommend only mortgage loan originators who have proven themselves with dozens of our clients over many years time. Two that have done the job, helping many of our clients to secure a mortgage and to buy the home they wanted are Mike Wickham and Alan Pressley. Do yourself a favor and give one of them a call. Get pre-qualified now.

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